Merchant OverviewThe Internet represents a tremendous opportunity for your business - whether you're a budding entrepreneur looking to market and sell your great new idea or a large corporation searching for new ways to increase sales. But selling goods and services on the Internet presents its own set of challenges - like how to set up and maintain a secure, reliable, cost-effective system for authorizing payment and managing transactions. If you don't know what you're doing - and even if you do - that can be difficult, complicated, and expensive.Authorize.Net™ removes the barriers that might prevent you from doing business on the Net. We take care of the complex issues for you with our advanced transaction processing system, so all you need to process and manage transactions over the Internet is the Authorize.Net™ payment system, a credit card merchant account, and a computer with an Internet connection and a Web browser. You don't have to buy or maintain expensive hardware or software. You don't have to worry about security, downtime, or making sure electronic transactions are processed and settled correctly.Authorize.Net™ products can benefit online and traditional merchants by:

• Performing real-time online transactions from your Web site with WebLink. Performing real-time manual transactions with Virtual Terminal. Processing periodic billing through the batch upload function. Protecting against fraudulent transactions with the Address Verification Service (AVS). Taking advantage of complete online reporting capabilities. Accessing sales data from any computer in the world with Internet access and a Web browser. Offering electronic check payment options with eCheck.Net. Eliminating the need for additional hardware or software. Being compatible with any hardware and operating platform. Eliminating costly software upgrades and updates. Supporting an unlimited number of users simultaneously. Automatically settling transactions daily.
• Offering tech support via an email menu item - with a 24-hour response time.

International MerchantsMerchants located outside of the United States may use the real time, on-line payment processing facilities of Planet Payment to accept credit card payments via their web site. Planet Payment provides e-commerce merchants the means to verify and authorize credit cards transactions electronically, in seconds, and to manage those transactions with up-to-the-moment reports. These services can be made available on any computer with an Internet connection and a web browser and provide the following benefits:

• Robust security: the most secure network for electronic payment processing, with industry-proven encryption standards and leading-edge security protocols.
  
  Mission-critical reliability: nearly 99.9 percent uptime for payment processing, a vital consideration in the 24-hour-a-day, worldwide e-commerce environment.
  
  Unmatched ease of implementation: implement an e-commerce solution to match the simplicity or complexity of any e-commerce site.
  
  
• Unparalleled versatility: add a web presence to existing face-to-face or telephone sales operations. The same solution can be used for e-commerce, in-store, and telephone sales transactions, providing the benefits of a single payment-processing method and a consolidated statement for every type of sale.
  
  

About Planet Payment

Planet Payment offers global e-commerce solutions and provides multi-currency merchant facilities with international banks around the world. Planet Payment also provides merchant relationships with international banks, obtains merchant identification accounts and coordinates banking arrangements all over the globe.