Credit Card Processing with Cybercash

 

        What It Does
        Who It Works With
        Security

Website Source Hosting hosting packages allow clients to process credit cards on-line using CyberCash. CyberCash allows on-line processing of orders, as opposed to collecting credit card information and then manually processing the transactions. CyberCash has been servicing credit cards securely over the Internet since April 1995, and works with leading financial institutions and payment processing networks. Their services are high-quality, convenient, and easy to use.

Benefits of the CyberCash version 3.2 "Cash Register Solution" - an overview
1. Enables real-time on-line payments
2. A highly secure solution: 1024 bit RSA encryption and DES wrappers
3. Easy to install and operate
4. Supports multiple operating systems
5. Easy connection with most popular store-builders
6. Broadest financial connectivity (companies can keep existing bank relationships)
7. Tested and flexible solution that supports multiple consumer interfaces - SSL, several wallets, including SET
8. Clear and easy migration path to new payment services and standards
9. Leverage brand recognition of CyberCash to enhance consumer confidence
when paying on-line
10. Low up-front costs

What It Does
CyberCash links a virtual storefront with a credit card processor, providing authorizations at the time of purchase. After the sale, CyberCash provides a full HTML interface for capturing and settling transactions. This real-time, secure credit card authentication service is based on digital signatures. They are able to make it as safe and easy to transact business on the Internet as it is in the physical world.

Who It Works With
CyberCash provides broad connectivity, with connections to over 95% of acquiring banks through the following processors: First Data Corporation, Paymentech, Global Payment System, Vital, Checkfree, Wells, NOVA, NPC and Sligos European.

CyberCash has partnerships and networks in Canada, Germany, Japan, the United Kingdom, and the United States. They also maintain extensive connections to world partners throughout Europe and in the Asia/Pacific region. Their global partnerships enable shoppers world-wide to have access to products and services from merchants in Europe, North America and Asia.

Security
Each CyberCash transaction is automatically encrypted, to avoid risk to a client and their customers. CyberCash transactions are encrypted with 768-bit RSA security for all financial data. This security does not depend on SSL channels and therefore is not less secure for international transactions. All credit card information is also encrypted in the merchant database to protect it from any post-sale attack. Even information sold and delivered by the CyberCash system ("payloads") is protected with 40-bit DES encryption to prevent snooping by those who did not pay for the goods.

 

Secure Transactions

Secure Server
Transferring information securely over the internet is the key to the e-commerce revolution on the web. We enable Website Source Hosting clients to have a secure server using SSL to allow their clients safe and secure transaction processing while doing business with them.

Secure forms
The purpose of a secure server is to encrypt the information clients enter in forms on their browser before it is sent to the server. Website Source Hosting servers use 128 bit encryption, which is the most security available for civilian purposes. It will keep Website Source Hosting clients' customer's information as private as technology will allow.

PGP (Pretty Good Privacy)
This is a program for encrypting your e-mail. We also provide a PGPmail script as part of the control panel. Typically, a secure SL connection is made between the client and the server using the SSL protocol (https://). The form is submitted and the encrypted data is sent to Website Source Hosting server and decrypted. Next, a programmer or the PGPmail program takes the plain text and encrypts it with your PGP public key and sends it off to you. So the text is encrypted, sent to the server, ecrypted and then re-encrypted. This allows for seure e-mail transmission.

Password Protected Pages
Website Source Hosting clients can restrict web access to their site or to individual pages. If Website Source Hosting client wants to have a family section or perhaps a subscription-only section to their web site, they can set up certain pages (or whole sections) to require a username and password from anyone trying to visit those pages. Clients can manage which pages have which usernames and passwords using the control  panel.